Portfolio Terminal

Most portfolio trackers assume everything you own sits at one broker. Real portfolios do not look like that. Portfolio Terminal was built for the messier case: some shares and short options at one broker, funds at another, crypto used as loan collateral somewhere else, and a cash deposit earning interest on the side.

It puts all of it on one screen, splits the totals by account so you can see which one is actually carrying the risk, and then does the arithmetic people usually do badly in a spreadsheet: what your options are really earning per month, how close a short leg is to being assigned, and what price would put a collateralised loan in trouble.

Built around being honest about risk

A dashboard that flashes red at every expiry teaches you to ignore it. This one only raises an assignment alert when the numbers justify it — a high delta, or a leg close to expiry with a delta that still matters. Everything else sits quietly on the lifecycle rail where you can see it without being nagged.

The same principle runs through the cash-flow panel. Option premium is spread across each leg’s real term rather than divided by the days remaining, because a premium collected in June is not future income in July. That one decision is the difference between a believable monthly number and one that inflates every day.

Your data stays yours

The application runs entirely on your machine against files you control. There is no account to create and nothing is uploaded. Privacy mode rescales every figure on screen with two keystrokes, so you can demonstrate the tool or share your screen without showing what you actually hold.